- Checking & Savings
- Loans & Credit
- Online & Mobile
- More for You
- More for You
- Meet Us
- Join
- For Employers
- Careers
- In The Community
- MoneyWise Education
- Fraud & Cybersecurity Tips
- Press Releases
- Annual Report
- Annual Credit Report
- Calculators
- AD&D Insurance
- Accident & Illness Insurance
- Auto & Home Insurance
- Life Insurance
- NCUA Insurance
- BALANCE Financial Fitness
- Identity Theft Protection
- Visa Gift Cards
- Travel Notification Form
Whether you're saving for college tuition or a secure retirement, 1st United can help you reach your goals safely with our high-yield Certificate Accounts. Certificates offer guaranteed earnings and pay higher interest than a traditional savings account because the funds are committed to a fixed term.
Better yet, our certificates offer even more unmatchable benefits that other financial institutions don’t.
Fixed-Rate Certificates
- Above-market rates
- Flexible terms between 6 and 84 months
- Low $1,000 minimum
- One-time bump feature – Some of our certificates even let you bump-up your rate online once during the term
- Add-on feature – Add more money to your certificate at any time
- Withdrawal feature – Withdraw your interest penalty-free at any time
- Youth certificate option with low $100 minimum
- Insured to $250,000 by the NCUA
Youth Certificate
As a not-for-profit financial institution, we believe in celebrating financial literacy. That’s why we offer special accounts to help youth and young adults get started on the road to a bright financial future.
Members under age 18 can get all the same benefits that a regular certificate offers, but they can start earning with as little as $100 for a 12-month term.