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Credit Cards

A convenient and secure way to pay

Take charge of your money

Whether you’re paying for everyday purchases or consolidating high-interest debt, we’ve got the low-rate credit cards to help you stay in control of your finances. Whichever card you choose, you can enjoy no annual fees, no over limit fees, and low cash advance fees.

Visa Platinum Rewards

Turn everyday purchases into rewards points that are redeemable for travel, gift cards, brand name merchandise – even cash!

Two credit cards
Rates as low as 9.65% APR
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Earn one point for each dollar you spend, with 2,500 bonus points credited after first use
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Fraud text alerts to protect your cards




Visa Platinum

Keep it simple with one incredibly low rate for purchases, balance transfers, and cash advances. Perfect for consolidating high-interest debt into one low monthly payment.

Two credit cards
Rates as low as 8.65% APR
Cell phone receiving an alert
Fraud text alerts to protect your cards

 
Visa Services 
(833) 285-1738
  • Visa credit/debit PIN by phone
  • Report lost/stolen Visa

Save money by transferring your balances from another financial institution

Log in to transfer money between accounts – even to and from other financial institutions! Or, if you prefer the personal touch, simply call us at (800) 649-0193. It’s simple and we’ll do all the work.

Ready to get started?

Our simple 3-step online application makes applying for a Visa Platinum or Visa Platinum Rewards card easy.

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View today's credit card rates




Visa  Platinum Rewards: APR (Annual Percentage Rate) as of August 1, 2021, is subject to change, is a variable rate ranging between 9.65% APR and 19.65% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Loans are subject to credit approval. You must accumulate 7,500 points prior to initial redemption. Cash advances, balance transfers, and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.
 
Visa Platinum: APR (Annual Percentage Rate) as of August 1, 2021, is subject to change, is a variable rate ranging between 8.65% APR and 18.65% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.
 
 
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Shop with confidence with Visa’s Zero Liability Policy. You won't be held responsible for unauthorized charges made with your account or account information.

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Get Started
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Become a Member
Join 1st United Credit Union today!

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Today's Rates
Don't miss out on our competitive rates.

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Earn Double Credit Card Reward Points

We've just doubled down on your summer spending! Open a new Visa Platinum Rewards credit card using promo code TWICE and get double points on your purchases made through August 31, 2021.