Skip Pay
Skip your loan payment for a low fee.
Skip Pay Is Here!
Skip your loan payment for a low fee.
We know that sometimes you need to stretch your budget for unexpected expenses, spending for summer getaways, or you simply need a break from your loan payment. That’s why we’re excited to introduce Skip Pay.
Skip Pay lets you skip your loan payment once a year per loan for a low, $35 processing fee. Better yet, it won’t affect your good credit.
Eligible loans include:
Auto loans
Visa Platinum cards
Personal loans
Personal lines of credit
Here's how to get started:
Simply log in to online or mobile banking and select the loan you’re interested in, then Skip Pay. You’ll be directed to a list of your eligible loans. For more information or to speak with a member service representative, call us at (800) 649-0193.
We hope you enjoy the convenience of Skip Pay!
Skip Pay is limited to eligible loan types in good standing open for a minimum of 180 days and limited to one skip pay per calendar year. Interest will continue to accrue during deferral period. If payment is not made with an internal scheduled payment transfer from 1st United Credit Union, member must cancel the payment and resume the payment after the skipped payment date. Other restrictions apply. See Terms and Conditions within online or mobile banking for complete details.
We can help you do the math.
Our interactive calculators give you over 50 options to help you add things up. Choose from loan payment calculators, mortgage payoff calculators, renting versus buying – even how much life insurance you'll need.
Read more about how Skip Pay works.
Checking Accounts for Every Stage of Life
Whether you want to earn dividends, double your Visa Platinum Rewards points, or simply like it "free," we have an account for you.