Make the equity in your home work for you
Home Equity Loan: APR (Annual Percentage Rate) is as of May 23, 2022, and valid up to 80% combined loan-to-value on primary homes and up to 75% for rental, second, or investment homes. Minimum loan amount $10,000. Rate may increase depending on your credit qualifications. $101.20 per month for each $10,000 borrowed at 3.990% APR for 120 months. $100 processing fee applies. California properties only. An early closure fee of $350 will apply if the loan is paid off and closed within the first two years. Rental property rates available (CLTV max 75%).
Home Equity Line of Credit: APR (Annual Percentage Rate) is as of May 23, 2022 and Prime rate (index) currently at 4.00% as of May 5, 2022 minus a 0.110% margin and may be subject to adjust monthly. Your rate may vary based on creditworthiness, amount financed and other additional terms and conditions. Best rate quoted for primary residence. California properties only. $100 processing fee applies. Rate is valid up to 80% combined loan to value ratio (CLTV). Rental property rates available. Loans are subject to credit approval. An early closure fee of $350 will apply if the loan is paid off and closed within the first two years. Lifetime cap is 6.000% above current fully indexed rate. Please consult a tax advisor regarding deductibility of interest. Payments based on 1% of the outstanding balance.