Chairs by the lake

Personal Loans & Lines

Not every loan fits in a category, let’s personalize one for you

We make it personal

Whether you’re treating yourself to a personal project or paying for an unexpected expense, we can help make it possible. With a personal loan, you choose how to use the money. And we have two options to lend a hand.

Personal loan

As low as 5.90% APR


Our personal loans feature rates as low as 5.90% APR, flexible terms up to 60 months, and credit limits up to $25,000. The fixed rate, term, and payment make budgeting easy. A loan would be ideal for a one-time expense, like a medical cost or a large purchase.

Personal line of credit

As low as 10.90% APR


Our personal line of credit has a low, variable rate of 10.90% APR tied to the Prime Rate. The line of credit has an open-ended term, which means you can continue to access your funds over time. That makes it more ideal for an ongoing project, like tuition or a home improvement.

A personal line of credit can also be used as an overdraft protection source for a 1st United checking account.


Still have questions?

Make an in-branch appointment to learn more about personal loans.

We make it easy!

Our simple 3-step online application makes applying for a personal loan or line of credit easy. All you'll have to do is choose how to spend it. 

APR (Annual Percentage Rate) as of July 9, 2021, and is subject to change.
Personal Loan: Lowest rate quoted. Your rate may vary based on creditworthiness, amount financed and terms and conditions. Loans are subject to credit approval. Loan payment example: $19.29 per month for each $1,000 borrowed at 5.90% APR for 60 months.
Personal Line of Credit: Lowest rate quoted. Your rate may vary based on creditworthiness, amount financed and terms and conditions. Loans are subject to credit approval.
Home office

Your Loan – Personalized

Is a new home office in your future? You decide how to spend your personal loan.

Recommended for You


handshake icon illustration

Meet Us
We're your neighbor! Learn how we put our members and community first.

checkmark badge icon illustration

Become a Member
Join 1st United Credit Union today!

chat bubble icon illustration

Contact Us
We're here when you need us.

couple using tablet device in kitchen

Checking Accounts for Every Stage of Life

Whether you want to earn dividends, double your Visa Platinum Rewards points, or simply like it "free," we have an account for you.

Checking Accounts