Personal Loan Rate Discount
Loan Rates from 7.99% APR—Up to 60 Months
Make your plans happen sooner with a personal loan that fits your timeline.
Big plans don't have to wait. Whether you're consolidating high-interest debt, covering unexpected expenses, or finally taking that dream vacation, a personal loan from 1st United can help you move forward—on your terms.
For a limited time, enjoy discounted rates as low as 7.99% APR on terms up to 60 months—so you can keep payments manageable while still getting a great rate.
Discounted Personal Loan Rates as Low as
Why You'll Love Our Personal Loans:
Low, Fixed Rates
Manage your budget with one predictable monthly payment Calculate a payment
One Lump Sum
Up to $25,000 with no prepayment penalties
Fast Funds
Get your funds quickly with a simple loan process
Ready to Turn "Someday" Into Right Now?
Take the next step—apply online in minutes. Prefer a personal touch? Call us at (800) 649-0193. We're happy to help.
This limited-time offer won't last forever.
Get Started Online
APR (Annual Percentage Rate) as of April 1, 2026 and is subject to change. Loan cannot be used to refinance an existing 1st United Credit Union loan or line of credit. APR ranges between 7.99% and 17.99%. Your rate may vary based on creditworthiness, amount financed, and terms and conditions. Available terms between 12 months and 60 months. No pre-payment penalty. Loans are subject to credit approval. Loan payment example: $20.27 per month for each $1,000 borrowed at 7.99% APR for 60 months.
Achieve financial wellness with free education.
As a not-for-profit financial institution, part of our mission is to provide education to help our members and the community better manage their money. Take a look. If you still have questions, simply email us.
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Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.It's like having a Credit Union in your pocket
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Calculators
Try our interactive online calculators.
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