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Primary Residence
Conforming Loans $50,000 to $484,350
| Type | Program | Rate | APR |
|---|---|---|---|
| 15 Year Fixed | No Cash Out | 3.500% | 3.557% |
| 30 Year Fixed | No Cash Out | 4.125% | 4.160% |
| 15 Year Fixed | Cash Out | 3.750% | 3.810% |
| 30 Year Fixed | Cash Out | 4.375% | 4.411% |
High Balance Loans $484,351 to $726,525
| Type | Program | Rate | APR |
|---|---|---|---|
| 15 Year Fixed | No Cash Out | 3.250% | 3.294% |
| 30 Year Fixed | No Cash Out | 3.875% | 3.902% |
| 15 Year Fixed | Cash Out | 3.500% | 3.546% |
| 30 Year Fixed | Cash Out | 4.125% | 4.153% |
Jumbo Loans $726,526 to $1,000,000
| Type | Program | Rate | APR |
|---|---|---|---|
| 15 Year Fixed | No Cash Out | 3.000% | 3.038% |
| 30 Year Fixed | No Cash Out | 3.625% | 3.648% |
| 15 Year Fixed | Cash Out | 3.250% | 3.289% |
| 30 Year Fixed | Cash Out | 3.875% | 3.900% |
Rental property
Conforming Loans $50,000 to $484,350
| Type | Program | Rate | APR |
|---|---|---|---|
| 15 Year Fixed | No Cash Out | 4.000% | 4.062% |
| 30 Year Fixed | No Cash Out | 4.625% | 4.663% |
| 15 Year Fixed | Cash Out | 4.500% | 4.566% |
| 30 Year Fixed | Cash Out | 5.125% | 5.166% |
High Balance Loans $484,351 to $726,525
| Type | Program | Rate | APR |
|---|---|---|---|
| 15 Year Fixed | No Cash Out | 3.750% | 3.799% |
| 30 Year Fixed | No Cash Out | 4.375% | 4.405% |
| 15 Year Fixed | Cash Out | 4.250% | 4.302% |
| 30 Year Fixed | Cash Out | 4.875% | 4.907% |
Jumbo Loans $726,526 to $1,000,000
| Type | Program | Rate | APR |
|---|---|---|---|
| 15 Year Fixed | No Cash Out | 3.500% | 3.541% |
| 30 Year Fixed | No Cash Out | 4.125% | 4.151% |
| 15 Year Fixed | Cash Out | 4.000% | 4.046% |
| 30 Year Fixed | Cash Out | 4.625% | 4.653% |
FHA and VA Loans
| Unique Mortgage Loans |
|---|
| We've partnered with CU Homeland/American Pacific Mortgage to offer FHA (Federal Housing Administration) and VA (Veteran Affairs) loans. Please visit their website for more information. |
APR (Annual Percentage Rate) as of April 22, 2019. Rates change daily, please call (800) 649-0193, extension 4925 for today's rate.
Fixed Rate Loans:
Rates valid up to 80% CLTV for primary residence and up to 70% for rental properties. Owner occupied single family residences, town homes, and condominiums in California only. No mobile or modular homes. Best rates are posted based on FICO score of 730 or higher. Rates may differ if the property is a triplex or fourplex. Lot size must be under five acres and not used for agricultural purposes. Rates subject to change daily.