1st United Credit Union

Share the Gift of Membership and Earn $50

Our Refer a Friend is back just in time for the holidays! Earn $50 for you and $50 for a friend – as many as you like!

Refer a Friend

You're on our Nice List

'Tis the season! Visa Platinum credit card rates as low as 5.90% APR for 12 months.

Learn More and Apply

10-Month Youth Certificate Special at 10.00% APY

Give the children and teens in your life the gift of a bright financial future.

Check Out Certificate Rates

Easy & Affordable Estate Planning

Introducing online estate planning through Trust & Will. Members can save 10%.

Start Your Plan

Home Sweet
Home Loan

Rates as low as 6.000%/6.046% APR

In a rising rate environment, like the one we’re in now, a 7/1 ARM may be a good fit for you.

Learn more about Adjustable-Rate Mortgages

Donate to Help Alameda County Families

We are collecting new, unwrapped toys through November 30. Food donations are accepted through end of year.

Welcome! We're pretty friendly.

It’s time to experience a down-to-earth financial institution that you can relate to. We believe in local, neighborly banking and hope you will too.

Meet Us

News & Community

We care about the financial health of our members and the communities we serve. Take a look at our latest MoneyWise tips and news announcements.

Credit card wrapped with a chain and lock

Financial Safety Tips for the Holiday Season

November 18, 2022

Whether you’re shopping in person, online, or both, protecting your finances is important, especially during the holiday season. We share a few tips to keep your money, your identity, and yourself safe.

Pros & cons list comparing fixed rate to adjustable rate

Rethink Your Mortgage with an Adjustable-Rate Loan

November 12, 2022

Many borrowers are turning to adjustable-rate mortgages to not only save money but also to possibly get into their dream home sooner. We've outlined a few things to consider about adjustable-rate loans.

Avoid the Holiday Debt Trap

October 31, 2022

The holidays are almost here. It's the perfect time to set a plan for holiday spending so you can avoid the notorious holiday debt trap.

Presenting a check to Alameda County Community Food Bank during an A's game.

We Teamed Up with the Oakland A's to Fight Hunger

October 21, 2022

We are grateful for our longtime relationship with the Oakland A's. This year's Homeruns for Hunger check donation to Alameda County Community Food Bank totaled $35,000.