Family bird watching while sitting in back of car

Vehicle Protection

Peace of mind for your new ride

Protect your car and your loan

Buying a car can be an exciting time! At 1st United, we also know that a car purchase is a financial commitment, one that you should protect. We offer several options to protect your car and your loan.

Two cars in an accident Guaranteed Asset Protection (GAP)

GAP reduces the financial burden that may be incurred if your vehicle is stolen or totaled. It can be purchased at a low, one-time cost.

Additionally, GAP prevents the deficient loan balance from being added to a new loan in the event of a total loss, and serves to protect your credit rating. If you had your original auto loan with 1st United and financed your replacement vehicle with us, GAP will provide an additional $1,000 towards the new loan.

GAP will reimburse your auto insurance deductible up to $500 for any vehicles titled or insured in the primary borrower’s name. This benefit is good for three years after enrollment and covers unlimited accidents. To learn more about GAP, you can call us at (800) 649-0193.

Car with shield Mechanical Breakdown Protection (MBP)

MBP reduces the possibility of out-of-pocket expenses if your vehicle has an unexpected mechanical failure. It provides peace of mind so you can experience worry-free driving.

Shield and dollar sign Debt Protection

With our voluntary borrower's protection program, your loan and credit card payments will be covered if a protected life event occurs including unemployment, disability, or loss of life.

More About GAP

Car Buying From Home

With our member-only Autoland car buying service, we’ll find you the car of your dreams, negotiate the price on your behalf, and deliver it to your door. Sounds easy, right?

couple using tablet device in kitchen

Checking Accounts for Every Stage of Life

Whether you want to earn dividends, double your Visa Platinum Rewards points, or simply like it "free," we have an account for you.

Checking Accounts