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Home Equity Rates


Type Term Limit APR
Home Equity Loan Up to 10 Years  $10,000 - $49,999 7.448% APR
Home Equity Loan Up to 15 Years  $50,000 - $99,999 7.512% APR
Home Equity Loan Up to 20 years  $100,000 - $250,000 7.699% APR
Home Equity Loan Up to 20 years  $250,001 - $500,000 7.739% APR
Home Equity Line of Credit - Primary Variable
6.500% APR
Home Equity Line of Credit - Rental Variable
6.500 % APR


















Home Equity Loan: APR (Annual Percentage Rate) is as of March 20, 2024, and valid up to 80% combined loan-to-value on primary homes and up to 75% for second or investment homes. Minimum loan amount $10,000. Rate may increase depending on your credit qualifications. $118.14 per month for each $10,000 borrowed at 7.448% APR for 120 months. Best rate quoted for primary residence. $125 processing fee applies for loan amounts up to $250,000; $1,200 origination fee applies, plus appraisal and title fees for loan amounts over $250,000. California properties only.
Home Equity Line of Credit: APR (Annual Percentage Rate) is as of March 20, 2024 and Prime rate (index) currently at 8.50% as of September 21, 2023 minus a 2.00% margin and may be subject to adjust monthly. Your rate may vary based on creditworthiness, amount financed and other additional terms and conditions. Best rate quoted for primary residence. California properties only. $125 processing fee applies for loan amounts up to $250,000; $1,200 origination fee applies, plus appraisal and title fees for loan amounts over $250,000. Rate is valid up to 80% combined loan to value ratio (CLTV). Rental property rates available. Loans are subject to credit approval. Lifetime cap is 6.000% above current fully indexed rate. Payments based on 1% of the outstanding balance.