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Home Equity Rates


Type Term APR
Home Equity Loan Up to 10 Years 6.994% APR
Home Equity Loan Up to 15 Years 6.966% APR
Home Equity Loan Up to 20 years 7.154% APR
Home Equity Line of Credit Variable 7.390% APR


















Home Equity Loan: APR (Annual Percentage Rate) is as of December 6, 2022, and valid up to 80% combined loan-to-value on primary homes and up to 75% for rental, second, or investment homes. Minimum loan amount $10,000. Rate may increase depending on your credit qualifications. $116.08 per month for each $10,000 borrowed at 6.994% APR for 120 months. Best rate quoted for primary residence. $100 processing fee applies. California properties only. An early closure fee of $350 will apply if the loan is paid off and closed within the first two years.
Home Equity Line of Credit: APR (Annual Percentage Rate) is as of December 6, 2022 and Prime rate (index) currently at 7.00% as of November 3, 2022 plus a 0.390% margin and may be subject to adjust monthly. Your rate may vary based on creditworthiness, amount financed and other additional terms and conditions. Best rate quoted for primary residence. California properties only. $100 processing fee applies. Rate is valid up to 80% combined loan to value ratio (CLTV). Rental property rates available. Loans are subject to credit approval. An early closure fee of $350 will apply if the loan is paid off and closed within the first two years. Lifetime cap is 6.000% above current fully indexed rate. Payments based on 1% of the outstanding balance.