Cashier using contactless payment

Credit Card Rates


Today's Credit Card Rates

Our credit cards offer one low rate for purchases, balance transfers, and cash advances.
 
Type
APR
Visa Platinum

10.15% APR

Visa Platinum Rewards

11.15% APR

 
Visa  Platinum Rewards: APR (Annual Percentage Rate) as of July 1, 2022, is subject to change, is a variable rate ranging between 11.15% APR and 21.15% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. Loans are subject to credit approval. You must accumulate 7,500 points prior to initial redemption. Cash advances, balance transfer and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.
Visa Platinum: APR (Annual Percentage Rate) as of July 1, 2022, is subject to change, is a variable rate ranging between 10.15% APR and 20.15% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. View our full Visa disclosure.