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Credit Card Rates


Today's Credit Card Rates

Our credit cards offer one low rate for purchases, balance transfers, and cash advances.
 
Type
APR
Visa Platinum

12.40% APR

Visa Platinum Rewards

13.40% APR

 
Visa  Platinum Rewards: APR (Annual Percentage Rate) as of December 1, 2022, is subject to change, is a variable rate ranging between 13.40% APR and 23.40% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. Loans are subject to credit approval. You must accumulate 7,500 points prior to initial redemption. Cash advances, balance transfer and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.
Visa Platinum: APR (Annual Percentage Rate) as of December 1, 2022, is subject to change, is a variable rate ranging between 12.40% APR and 22.40% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. View our full Visa disclosure.