Home Credit Card Rates
Today's Credit Card Rates
Our credit cards offer one low rate for purchases, balance transfers, and cash advances.
|
Type
|
APR |
|---|---|
| Visa Platinum |
12.90% APR |
| Visa Platinum Rewards |
13.90% APR |
| Visa Shared Secured |
9.90 % APR |
Visa Platinum Rewards: APR (Annual Percentage Rate) as of July 1, 2025, is subject to change, is a variable rate ranging between 13.90% APR and 23.90% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Loans are subject to credit approval. Cash advances, balance transfer and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.
Visa Platinum: APR (Annual Percentage Rate) as of July 1, 2025, is subject to change, is a variable rate ranging between 12.90% APR and 22.90% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.
Visa Shared Secured: APR (Annual Percentage Rate) as of July 1, 2025, is subject to change, is a variable rate currently at 9.90% APR, and is tied to the Prime Rate. Must be at least 18 years of age and have the requested credit limit amount in a 1st United savings account. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.