Shopping online on a laptop with a credit card

Visa Platinum Share Secured Card

Stay in control of your finances while building credit

Establish or rebuild credit

If you’re just getting started on building credit or need to get back on track, our Visa Platinum Share Secured Card can help. Simply deposit funds into a 1st United savings account where they will be held and earn interest, and you'll receive a credit limit equal to your deposit. Plus, our cards feature low rates, no annual fees, and your payments are reported to all three major credit bureaus, helping you build credit effectively while staying in control of your finances.

Secure your financial future

Two credit cards

10.90% APR

Coin dropping into piggy bank
Secure as little as $250 or as much as $2,500 in an interest-bearing savings account to enjoy this low-rate card
Cell phone receiving an alert
Fraud text alerts
to protect your card

Shop with confidence with Visa’s Zero Liability Policy. You won't be held responsible for unauthorized charges made with your account or account information.
APR (Annual Percentage Rate) as of June 1, 2024, is subject to change, is a variable rate currently at 10.90% APR, and is tied to the Prime Rate. Must be at least 18 years of age and have the requested credit limit amount in a 1st United savings account. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure.

Free Financial Counseling

Through our partnership with BALANCE, you are eligible to take advantage of their free financial counseling service. The service offers credit repair, debt consolidation, financial education, and more. They can even help you create a debt management plan. 

Recommended for You

calculator icon illustration

Try our interactive online calculators.

plant icon illustration

Financial Education
Stay informed about the latest news and scams, and learn how to reach your goals.

piggy bank icon illustration

Checking Accounts
Whether you like dividends, rewards, or just "free," we have the account for you.

Young person holding piggy bank

Step one to building a secure financial future.

Your Credit Union membership starts with a savings account.

Get Started