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BALANCE Financial Fitness

Balance your finances, balance your life

Money management help


With so many financial obligations and options, money management may seem difficult and confusing at times. That's why 1st United Credit Union has partnered with BALANCE, a financial education and counseling service that can help you get on track, review and improve your credit report, get out of debt, set up a spending and savings plan that works for you, or prepare to buy a home.
This valuable service is free to 1st United members.

BalanceTrack educational modules

The free modules include videos, workbooks, and lesson plans - all accessible online. Set up your free account today.

Knowledgeable counselors

Access to free, unbiased money management information and assistance is provided through BALANCE Counselors. Questions range from how long an item stays on your credit report to whether it's better to lease or buy a car. For more complex issues, such as debt elimination or budget development, an appointment can be scheduled – giving you the personal attention you need to meet your objectives.

Call  (888) 456-2227 and tell them you're a 1st United member.

Debt management planning

A debt management plan is for when bills may have gotten out of hand. BALANCE negotiates with creditors to reduce interest and fees so you can pay your debt quickly and efficiently.

To get started with BALANCE, simply call (888) 456-2227 and tell them 1st United Credit Union sent you.

Build credit while you borrow money

Our share secured loans let you borrow money from yourself at our lowest rates. Better yet, you'll build credit while you do it. 

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Resources to Build Your Skillset

Check out our vast library of the latest news, articles, and webinars. Free to explore – whenever you'd like.

Financial Education