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Certificate Rates


Fixed-Rate Regular & IRA Certificates

Balance Type Rate APY
$250 15 month special 2.130% 2.15% APY
$250 30 month special 2.716% 2.75% APY
$250 6 month 0.748% 0.75% APY
$250 12 month 1.243% 1.25% APY
$250 24 month 1.737% 1.75% APY
$250 36 month bump 1.982% 2.00% APY
$250 48 month bump 1.982% 2.00% APY
$250 60 month bump 0.996% 1.00% APY
$250 84 month bump 1.095% 1.10% APY
$25 (Youth, ages 17 and under)* 12 months 1.243% 1.25% APY

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Call us at (800) 649-0193.




















APY (Annual Percentage Yield) as of September 2, 2022, and is subject to change.  A penalty may be charged for early withdrawal. One-Time Bump: If your rate has a bump feature and we advertise a higher rate on the same certificate type and term, you can request to move your certificate to the new rate. Withdrawal: allows a penalty-free withdrawal of your interest at any time. Add-On: If your certificate has an add-on feature, add-ons are limited to $10,000 through the duration of the certificate. IRA certificate add-ons are subject to limits set by the IRS. Dividends will be compounded and credited monthly and at maturity. Standard certificates: Dividends paid monthly based on average daily balance. 15 and 30 Month Certificate Specials: Not eligible for add-ons. Certificate balances are capped at $2,000,000 per certificate type, plus dividends. 15-month certificate rolls into a 12-month upon maturity. 30-month certificate rolls into a 24-month upon maturity.

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