Fixed-Rate Regular & IRA Certificates
 
 
 
Balance
Type
Rate
APY
$250
6 month
0.847%
0.85% APY
$250
12 month
1.638%
1.65% APY
$250
24 month bump
1.737%
1.75% APY
$250
36 month bump
1.737%
1.75% APY
$250
48 month bump
1.737%
1.75% APY
$250
60 month bump
1.835%
1.85% APY
$250
84 month bump
1.835%
1.85% APY
$25 (Youth, ages 17 and under)*
12 months
1.835%
1.65% APY
 
APY (Annual Percentage Yield) as of February 1, 2020, and is subject to change. A penalty may be charged for early withdrawal. Features - One-time bump: If your rate has a bump feature and we advertise a higher rate on the same certificate type and term, you can request to move your certificate to the new rate. Add-on: add funds at any time. Withdrawal: allows a penalty-free withdrawal of your interest at any time. Dividends will be compounded and credited monthly and at maturity. Standard certificates: Dividends paid monthly based on average daily balance. 14-month certificate special renews to a standard 12-month certificate upon maturity.