Fixed-Rate Certificates      
Balance Term Rate APY
$1,000 6 months 0.250% 0.25%
$1,000 12 months 0.750% 0.75%
$1,000 24 months 1.390% 1.40%
$1,000 36 months 1.590% 1.60%
$1,000 48 months 1.880% 1.90%
$1,000 60 months 2.080% 2.10%
$1,000 84 months 2.230% 2.25%
$1,000 (Certificate Special) 30 months 2.470% 2.50%
$1,000 (Certificate Special) 40 months 2.960% 3.00%
$100 (Youth Certificate)* 12 months 0.250% 0.25%
Fixed-Rate IRA Certificates      
Balance Term Rate APY
$1,000 6 months 0.350% 0.35%
$1,000 12 months 0.850% 0.85%
$1,000 24 months 1.490% 1.50%
$1,000 36 months 1.690% 1.70%
$1,000 48 months 1.980% 2.00%
$1,000 60 months 2.180% 2.20%
$1,000 84 months 2.325% 2.35%
$1,000 (IRA Special) 30 months 2.570% 2.60%
$1,000 (IRA Special) 40 months 3.060% 3.10%

APY (Annual Percentage Yield) as of July 1, 2018, and is subject to change. Interest is paid monthly based on average daily balance. A penalty may be charged for early withdrawal. Features - Bump: if we advertise a higher rate on the same certificate type and term, you can request to move your certificate to the new rate. Add-on: add funds at any time. Withdrawal: allows a penalty-free withdrawal of your interest at any time. Penalty will be charged for early withdrawal of principal balance on some term certificates. Penalties for early withdrawal due to financial hardship may be waived. Cannot be combined with any other offer.

*Available for members 17 and under only.