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Fixed-Rate Regular & IRA Certificates
|
|
|
|
---|---|---|---|
Balance
|
Type
|
Rate
|
APY
|
$250
|
6 month
|
0.200%
|
0.20% APY
|
$250
|
12 month
|
0.250%
|
0.25% APY
|
$250
|
24 month bump
|
0.300%
|
0.30% APY
|
$250
|
36 month bump
|
0.400%
|
0.40% APY
|
$250
|
48 month bump
|
0.450%
|
0.45% APY
|
$250
|
60 month bump
|
0.499%
|
0.50% APY
|
$250
|
84 month bump
|
0.649%
|
0.65% APY
|
$25 (Youth, ages 17 and under)*
|
12 months
|
0.250%
|
0.25% APY
|
APY (Annual Percentage Yield) as of January 11, 2021, and is subject to change. A penalty may be charged for early withdrawal. Certificate balances are capped at $250,000, plus dividends. One-Time Bump: If your rate has a bump feature and we advertise a higher rate on the same certificate type and term, you can request to move your certificate to the new rate. Withdrawal: allows a penalty-free withdrawal of your interest at any time. Add-On: If your certificate has an add-on feature, add-ons are limited to $10,000 through the duration of the certificate. Certificate add-ons are also subject to the certificate balance cap of $250,000 plus dividends. IRA certificate add-ons are subject to limits set by the IRS. Dividends will be compounded and credited monthly and at maturity. Standard certificates: Dividends paid monthly based on average daily balance.