Fixed-Rate Certificates      
Balance Term Rate APY
$1,000 6 months 0.500% 0.50%
$1,000 12 months 1.390% 1.40%
$1,000 24 months 1.690% 1.70%
$1,000 36 months 2.325% 2.35%
$1,000 48 months 2.470% 2.50%
$1,000 60 months 2.570% 2.60%
$1,000 84 months 2.670% 2.70%
$100 (Youth Certificate)* 12 months 1.390% 1.40%
$1,000 (15-month Certificate Special)1 15 months 2.130% 2.15%
$1,000 (25-month Certificate Special)2 25 months 2.570% 2.60%
Fixed-Rate IRA Certificates      
Balance Term Rate APY
$1,000 6 months 0.600% 0.60%
$1,000 12 months 1.490% 1.50%
$1,000 24 months 1.790% 1.80%
$1,000 36 months 2.423% 2.45%
$1,000 48 months 2.570% 2.60%
$1,000 60 months 2.670% 2.70%
$1,000 84 months 2.760% 2.80%
$1,000 (15-month IRA Certificate Special)1 15 months 2.130% 2.15%
$1,000 (25-month IRA Certificate Special)2 25 months 2.570% 2.60%

APY (Annual Percentage Yield) as of March 20, 2019, and is subject to change. Interest is paid monthly based on average daily balance. A penalty may be charged for early withdrawal. Features - One-time bump: if we advertise a higher rate on the same certificate type and term, you can request to move your certificate to the new rate. Add-on: add funds at any time. Withdrawal: allows a penalty-free withdrawal of your interest at any time. Penalty will be charged for early withdrawal of principal balance on some term certificates. Penalties for early withdrawal due to financial hardship may be waived. Cannot be combined with any other offer.

*Available for members 17 and under only.

1 - Minimum deposit of $1,000. At maturity the 15-month certificate will automatically renew to the 12-month certificate fixed rate in effect at that time.

2 - Minimum deposit of $1,000. At maturity the 25-month certificate will automatically renew to the 24-month certificate fixed rate in effect at that time.