Personal Loan Rate Drop
Personal Loan Rates Have Dropped
as Low as 7.89% APR — for Whatever's on Your List
Make your holidays brighter with a personal loan from 1st United. Whether it's travel, gifts, or projects on your list, you'll enjoy discounted rates as low as 7.89% APR — plus a fast and easy loan process that gets you the funds you need, right when you need them.
Discounted Personal Loan Rates as Low as
Why You'll Love Our Personal Loans:
Low, Fixed Rates
To easily manage your budget with a single, low monthly payment. Calculate a payment
One Lump Sum
Up to $25,000 with no prepayment penalties
Fast Funds
With our quick and simple loan process
Ready to Make Your Holidays Happen?
Check this off your holiday list — apply online today! If you prefer the personal touch, call us at (800) 649-0193. We're happy to help.
Hurry! This seasonal rate special ends December 31, 2025.
Ready to get started?
Apply Online
Promo Code DROP
Personal Loan: APR (Annual Percentage Rate) as of October 1, 2025 and is subject to change. Loan cannot be used to refinance an existing 1st United Credit Union loan or line of credit. See current personal loan rates. Lowest rate quoted. Limited-time APR ranges between 7.89% and 20.89%. Must use promo code DROP. Your rate may vary based on creditworthiness, amount financed, and terms and conditions. No pre-payment penalty. Loans are subject to credit approval. Quoted rate for terms up to 24 months. Loan payment example: $45.18 per month for each $1,000 borrowed at 7.89% APR for 24 months.
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