Personalized Loans Plus $100 Cash Back

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It's Your Loan. Personalized.



Make it Happen—Get $100 Cash Back

A personal loan gives you flexibility to fund what matters most—whether that’s travel plans, home projects, or consolidating high-interest debt into one easy payment. Plus, apply with promo code 100BACK and earn $100 when you get your loan. It’s simple, flexible, and designed around your plans.
Personal Loan Rates as Low as

Why You'll Love Our Personalized Loans:

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Low, Fixed Rates
To easily manage your budget with a single, low monthly payment. Calculate a payment

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One Lump Sum
Up to $25,000

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Fast Funds
With our quick and simple loan process



Ready to Make it Happen?

Apply online with promo code 100BACK today. If you prefer the personal touch, visit a local branch or call us at (800) 649-0193. We're happy to help.
 
Hurry! This special offer ends March 31, 2026.
It's as Easy as 1-2-3







APR (Annual Percentage Rate) as of January 1, 2026, and is subject to change.Loan cannot be used to refinance an existing 1st United Credit Union loan or line of credit. See current personal loan rates. Lowest rate quoted. APR ranges between 8.39%  and 20.29%. Your rate may vary based on creditworthiness, amount financed, and terms and conditions. Minimum loan amount of $5,000 required. $100 cash back will be deposited to the member’s primary savings account by April 10, 2026. Promo code 100BACK must be used at the time of application. Your rate may vary based on creditworthiness, amount financed, and terms and conditions. Available terms between 12 months and 60 months. We reserve the right to retain the incentive if loan is closed within six months. Loans are subject to credit approval. Quoted rate for terms up to 24 months. Loan payment example: $45.41 per month for each $1,000 borrowed at 8.39% APR for 24 months.

Achieve financial wellness with free education.

As a not-for-profit financial institution, part of our mission is to provide education to help our members and the community better manage their money. Take a look. If you still have questions, simply email us

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Checking Accounts for Every Stage of Life

Whether you want to earn dividends, double your Visa Platinum Rewards points, or simply like it "free," we have an account for you.

Checking Accounts



Convenient Mobile Banking App

Access your accounts, move money, and make payments – all from within our user-friendly mobile app.
 It's like having a Credit Union in your pocket


















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Get Started
Open an account from your couch.

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Calculators
Try our interactive online calculators.

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Become a Member
Join 1st United Credit Union today!


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Thinking about a mortgage refinance?

Check out today's mortgage rates.

Mortgage Rates