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Fixed Rate Personal Loan
With low rates and flexible terms, we can find a payment that fits your budget. Funds can be used however you'd like. The fixed rate, term and payment of a personal loan make it ideal for a one-time expense, like a medical cost or backyard landscaping.
The personal loan features:
- Low, fixed 9.90% APR
- Credit limits from $1,000 - $25,000
- Fixed term and payment makes budgeting easy
- Terms up to 72 months
- Protect your loan with debt protection
APR (Annual Percentage Rate) as of December 1, 2017 and is subject to change. Lowest rate quoted. Your rate may vary based on creditworthiness, amount financed and terms and conditions. Loans are subject to credit approval. Personal loan payment example: $18.48 per month for each $1,000 borrowed at 9.90% APR for 72 months.
Personal Line of Credit
The personal line of credit stays open, which makes it preferable for an ongoing project, like tuition or a home improvement project. The personal line of credit features:
- Low, variable 11.90% APR, linked to the Prime Rate
- Credit limits from $2,500 - $20,000
- Open-ended term - continue to access your funds
- Overdraft protection source for a 1st United checking account
- Payments are 3.0% of the balance
APR (Annual Percentage Rate) as of December 1, 2017 and is subject to change. Lowest rate quoted. Your rate may vary based on creditworthiness, amount financed and terms and conditions. Loans are subject to credit approval.
Share Secured Loan
A share-secured loan lets you borrow up to 100% of the balance in your savings account, while you continue to earn interest. Funds must remain on deposit and will not be available for withdrawal, but will continue to earn dividends. The annual percentage rate (APR) is calculated by adding a percentage to your savings APY.
For more information about share secured loans, please call our Lending Center at (800) 649-0193.