• Fixed Rate Personal Loan

    With low rates and flexible terms, we can find a payment that fits your budget. Funds can be used however you'd like. The fixed rate, term and payment of a personal loan make it ideal for a one-time expense, such as a medical cost or backyard landscaping.

    The personal loan features:

    • Low, fixed 9.90% APR
    • Credit limits from $1,000 - $25,000
    • Fixed term and payment for easy budgeting
    • Terms up to 72 months
    • Debt protection to help protect your loan

    Apply Online View Rates

    APR (Annual Percentage Rate) as of May 21, 2019 and is subject to change. Lowest rate quoted. Your rate may vary based on creditworthiness, amount financed and terms and conditions. Loans are subject to credit approval. Personal loan payment example: $18.48 per month for each $1,000 borrowed at 9.90% APR for 72 months.

  • Personal Line of Credit

    The personal line of credit stays open, which makes it preferable for an ongoing project such as tuition or home improvement. The personal line of credit features:

    • Low, variable 13.15% APR, linked to the Prime Rate
    • Credit limits from $2,500 - $20,000
    • Open-ended term so you can continue to access your funds
    • Overdraft protection source for a 1st United checking account
    • Payments are 3.0% of the balance

    Apply Online View Rates

    APR (Annual Percentage Rate) as of May 21, 2019 and is subject to change. Lowest rate quoted. Your rate may vary based on creditworthiness, amount financed and terms and conditions. Loans are subject to credit approval.

  • A share-secured loan lets you borrow up to 100% of the balance in your savings account while you continue to earn interest.  Funds must remain on deposit and will not be available for withdrawal, but will continue to earn dividends.  The annual percentage rate (APR) is calculated by adding a percentage to your savings APY.

    For more information about share secured loans, please call our Lending Center at (800) 649-0193.