Set Your Grad Up for What’s Next

Celebrate Your Grad with a Free Checking Account, Plus $100

Graduation isn't just a celebration – it's the start of financial independence. Help your grad take control with tools to manage their money confidently. Our free checking account comes with all the modern features they need, plus a $100 bonus to get started.

Your graduate can earn $100 when they open a new checking account using

promo code GRAD by July 31, 2026.

Open an Account

Smart Tools for a Smart Start:

Mobile Banking Made Easy

Bank from anywhere, anytime

No Monthly Fees, No Hassle

Simple, stress-free banking

Early Payday

Get your paycheck
up to two days early with direct deposit

Open an Account

Checking for All Life's Stages

Free Checking

The no-fuss way to manage your money.

No monthly fee
No minimum balance requirement

Open an Account

Your Checking Account Comes With:

Free Access at 30,000+ ATMs

Free Bill Pay

Account & Fraud Alerts

Free Online Budget and Spending Tracker

Free Online and Mobile Banking

Free FICO^® Score

Ready to Get Started?
Use promo code GRAD to earn $100.

Open an Account

Convenient Mobile Banking App

Access your accounts, move money, and make payments – all from within our user-friendly mobile app.

It's like having a Credit Union in your pocket

*Offer not available to current or past 1st United checking account holders. Limited to one incentive per primary member, per product type. We reserve the right to retain incentive if checking account is closed within six months. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Members age 17 and under require an adult joint owner. No monthly fee, but other fees may reduce earnings. Earn $100 when you open a new checking account using promotional code GRAD by July 31, 2026. Incentive will be credited by the 10th of the following month the account was opened. Offer is subject to change or withdrawal at any time. Cannot be combined with any other offer. Early Payday: funds will be made available when payor submits payment information and it is processed by 1st United. If payor does not send the payment, we reserve the right to recover amount we credited early. There is no guarantee that direct deposit will be made available early. Subject to system limitations.