Give Your Grad the Gift of Financial Success

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Give Your Grad the Gift of Financial Success

Open a free checking account with promo code GRAD and earn $100!

Celebrate your Grad with a Free Checking Account – Plus $100

Graduation is a major milestone in a student's life, and you want to make sure they are set up for success. One way to do that is by giving them the knowledge and tools they need to manage their money responsibly. That's where we come in.

With our free checking account, young people can learn important life skills while managing their money with ease.
Plus, your graduate can earn $100 when they open a new checking account using
promo code GRAD by August 31, 2023.

Set your grad up for financial success with features like:

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High Tech Convenience

Our free checking account comes with a mobile app that allows your graduate to bank from anywhere, anytime.
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Hassle-Free Banking

Your graduate can enjoy banking with no monthly fees and no minimum balance requirements.
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Easy Automatic Allowance Transfers

As a parent or guardian, you can easily set up automatic transfers of allowance from your account to theirs, ensuring they always have access to spending money.

Checking for All Life's Stages

Rewards Checking
Great for those who want to earn interest and credit card rewards points.
Free Checking
The no-fuss way to manage your money.
  • No monthly fee
  • No minimum balance requirement
woman with graduation cap and gown
Father and son

Convenient Mobile Banking App

Access your accounts, move money, and make payments – all from within our user-friendly mobile app.
It's like having a Credit Union in your pocket

Your Money is Safe

No credit union member has ever lost a penny of NCUA insured money.

*Offer not available to existing or additional 1st United checking accounts. We reserve the right to retain incentive if checking account is closed within six months. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Members age 17 and under require an adult joint owner. Rewards Checking Account: Only available for members 18 and older. Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Click here for current rates. No monthly fee, but other fees may reduce earnings. Rewards Bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. Earn $100 when you open a new checking account using promotional code GRAD by August 31, 2023. Offer is subject to change or withdrawal at any time. Incentive will be credited on the 10th of the following month the account was opened. Offer expires August 31, 2023 and is subject to change or withdrawal at any time. Cannot be combined with any other offer. Membership is available to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, and Kings Counties. Insured by NCUA. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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