Our Visa Platinum card is the only card you'll need.  Choose from Platinum or Platinum Rewards.  With one low rate for purchases, cash advances and balance transfers, you'll be on the road to saving money in no time.

  • Visa Platinum Rewards

    Our Visa Platinum Rewards card has the same great features as our Platinum card plus rewards! You’ll earn one point for every dollar you spend on your everyday purchases to redeem for travel, gift cards, brand name merchandise, or cash.

    Here’s why our card is the affordable way to manage your spending:

    Transferring Your Balances

    Let us help you save money by transferring your balances from another financial institution. Transfer money between accounts using online banking – even to and from other financial institutions!

    Or, if you prefer the personal touch, simply call us at (800) 649-0193. It’s free, easy and we’ll do all the work.

    Apply Online View Rates

     

    APR (Annual Percentage Rate) as of February 1, 2020, is subject to change, is a variable rate ranging between 11.15% APR and 21.15% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater, to a maximum of $50. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. Loans are subject to credit approval. You must accumulate 7,500 points prior to initial redemption. Cash advances, balance transfer and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.

  • Visa Platinum

    We designed our Visa Platinum card with simplicity in mind. Enjoy no annual fee and one low rate for purchases, balance transfers and cash advances. It'll be the only card you will ever need.

    Our card is the affordable way to manage your spending:

    Transfer Your Balances

    Let us help you save money by transferring your balances from another financial institution. Transfer money between accounts using online banking – even to and from other financial institutions!

    Or, if you prefer the personal touch, simply call us at (800) 649-0193. It’s free, easy and we’ll do all the work.

    Apply Online View Rates

     

    APR (Annual Percentage Rate) as of February 1, 2020, is subject to change, is a variable rate ranging between 10.15% APR and 20.15% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars.  View our full Visa disclosure.

  • Starter Visa Platinum Card

    We know that starting to manage your own money can be confusing and intimidating. That’s why we’ve developed a simpler, faster and friendlier money experience especially for young adults, like you.

    No credit? No problem. Our Visa Platinum Starter Card is designed to help you build credit with very low risk. If you’re 18 and have a job or a co-signer, we’ll give you a Visa Platinum Starter card with a manageable $500 credit limit and no annual fee. 

    With responsible use and timely repayment, your credit will grow quickly and positively. Periodically, we’ll review your credit and your payment history to see if you qualify for incremental limit increases. Enjoy these features:

    Responsible money management is crucial to starting a positive credit history – and we’re here to help. 

    Apply online to get started. Or, if you prefer the personal touch, simply call us at (800) 649-0193.

    Apply Online View Rates

     

    Annual Percentage Rate (APR) is a variable rate ranging between 10.15% APR and 20.15% APR, is tied to the Prime Rate and is based on creditworthiness. Must be 18 or older to apply for loans or credit cards. Loans are subject to credit approval. Requires no adverse credit history, one year minimum permanent employment and permanent residency. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. View our full Visa disclosure.