Notice to current Visa cardholders: Your Visa payment is now due on the 25th of each month. If you have an automatic payment set up, please adjust as necessary to avoid any late charges.

Our Visa Platinum card is the only card you'll need.  Choose from Platinum or Platinum Rewards.  With one low rate for purchases, cash advances and balance transfers, you'll be on the road to saving money in no time.

Apply online View rates

  • Visa Platinum Rewards

    Our Visa Platinum Rewards card has the same great features as our Platinum card plus rewards! You’ll earn one point for every dollar you spend on your everyday purchases to redeem for travel, gift cards, brand name merchandise, or cash.

    The affordable way to manage your spending

    Transferring your balances

    Let us help you save money by transferring your balances from another financial institution. Transfer money between accounts using online banking – even to and from other financial institutions!

    Or, if you prefer the personal touch, simply call us at (800) 649-0193. It’s free, easy and we’ll do all the work.

    Apply online View rates

     

    APR (Annual Percentage Rate) as of April 1, 2021, is subject to change, is a variable rate ranging between 9.65% APR and 19.65% APR, is tied to the Prime Rate and is based on creditworthiness. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Loans are subject to credit approval. You must accumulate 7,500 points prior to initial redemption. Cash advances, balance transfer and existing Visa Platinum upgrade balances do not qualify to earn points. 2,500 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure.

  • Visa Platinum

    We designed our Visa Platinum card with simplicity in mind. Enjoy no annual fee and one low rate for purchases, balance transfers and cash advances. It'll be the only card you will ever need.

    The affordable way to manage your spending

    Transfer your balances

    Let us help you save money by transferring your balances from another financial institution. Transfer money between accounts using online banking – even to and from other financial institutions!

    Or, if you prefer the personal touch, simply call us at (800) 649-0193. It’s free, easy and we’ll do all the work.

    Apply online View rates

     

    APR (Annual Percentage Rate) as of April 1, 2021, is subject to change, is a variable rate ranging between 8.65% APR and 18.65% APR, is tied to the Prime Rate and is based on creditworthiness. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Balance transfer fee is $5.00 or 2% of the transfer amount, whichever is greater. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country.  View our full Visa disclosure.