Rewards Checking takes the cake
Earn interest and up to double
Visa Platinum Rewards points

You can have your cake and eat it too with our interest-bearing checking account. When you use your 1st United debit or credit card to make at least 15 purchases a month, you’ll earn interest on your Rewards Checking balance.

Cherry on top
But that’s not all. If you have a Visa Platinum Rewards card with us, we’re ready to double down. Use your debit or credit card 15 times per month and we’ll give you 1.5x points on your Visa Platinum Rewards card purchases. Want more? Use it 30 or more times and we’ll double your Visa points.

Decadent details

  • No monthly fee – it’s free
  • No minimum balance
  • Free FICO® Score

Piece of cake

Simply click the link below to get started.

Don't have a Visa Platinum Rewards card yet? Apply here.

Have a Visa Platinum card and want to upgrade? Upgrade here.

Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Interest is paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by 3:00 p.m. on the last business day of each month. Click here for current rates. No monthly fee, but other fees may reduce earnings. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Rewards Checking only available for members 18 and older. Rewards bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Insured by NCUA.