Checking accounts used to be about paper checks, long teller lines and pens on chains. But we’ve come a long way!
1st United has invested in the technologies that we think are important to simplify your life. Things like online banking, mobile banking, text banking, mobile check deposit and eStatements. You can track and categorize your spending using money manager, setup your bills to be paid automatically using bill pay or receive instant text messages if we suspect fraud on your debit or ATM cards.
And the best part is, it’s all included free with your 1st United checking account.
Compare our options and choose the account that’s right for you:
| Checking Choices | Basic Checking | Interest Checking | Starter Checking* |
| Earns Tiered Interest | No | Yes** | No |
| Monthly Fee | No | No, with balance requirement*** | No |
| Bill Pay | Free | Free | Free |
| Online Banking | Free | Free | Free |
| Mobile Banking | Free | Free | Free |
| Mobile Deposit | Free | Free | Free |
| eStatements | Free | Free | Free |
| Free Checks | Available to order | First box free | Available to order |
| Free ATMs | 30,000 | 30,000 | 30,000 |
| Free FICO® Score Access | Yes | Yes | Yes |
| Courtesy Pay**** | Yes | Yes | No |
| Courtesy Fee Reversal | No | $29/year | NA |
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*Checking account and debit card establishment are subject to approval through ChexSystems. Members age 12-15 require an adult joint owner.
**Dividends paid monthly based on average daily balance of $1,000 or more.
***$1,000 average monthly balance required. $10 monthly fee without.
****Subject to the Credit Union's discretion, account must be in good standing and meet conditions as defined in the credit union's discretionary courtesy pay practices, which will be provided at account opening.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.