Checking Accounts
Nationwide checking, neighborhood feel
Neighborly Checking with Nationwide Convenience
We pride ourselves on offering an affordable and tech-savvy way to manage money. We may be local and neighborly with personalized service, but we've also invested in the best technology. That means, you can access your accounts from anywhere.
Early Payday is Here!
Get access to your direct deposit up to two days early with Early Payday.
Our checking accounts feature:
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Rewards Checking
Great for those who want to earn interest and credit card points.
- No monthly fee
- Earns dividends
- Earns up to double Visa Platinum Rewards points
- One courtesy pay fee reversal a year
Free Checking
Perfect if you're just starting out or prefer a no-fuss way to manage your money.
- No monthly fee
- No minimum balance requirement
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A Credit Union In Your Pocket – It's In There!
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.
APY (Annual Percentage Yield) as of July 1, 2025, and is subject to change. Dividends are paid monthly based on average daily balance. Fees could reduce actual earnings. Checking account and debit card establishment are subject to approval through a consumer reporting agency. Members age 17 and under require an adult joint owner. Rewards Checking is only available for members 18 and older. Courtesy pay is subject to the Credit Union's discretion, account must be in good standing and meet conditions as defined in the Credit Union's discretionary courtesy pay practices, which will be provided at account opening. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Rewards Checking: Dividends will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Rewards Checking bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) on their Rewards points earned within the month if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. Rewards Checking is only available for members 18 and older.
Rewards Checking: Dividends will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Rewards Checking bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) on their Rewards points earned within the month if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. Rewards Checking is only available for members 18 and older.
Funds deposited by paper check or mobile deposit check may be subject to hold. For complete details about check holds, please review our Funds Availability Policy in our Member Account Agreement and Disclosure or speak with a member service representative. To find our most current Member Account Agreement and Disclosure, log in to online or mobile banking, select Statements & Notices, then Disclosures.
Rewards Checking Takes the Cake!
Get rewarded with an interest-bearing checking account and up to double Visa Platinum Rewards points. Learn more about Rewards checking.Recommended for You
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