Auto Refinance Discount
Rate Drops Are In Season
Fall Into Savings With an Auto Loan Refinance
Move your auto loan from another lender to 1st United and enjoy discounted rates as low as 4.99% APR. Better yet, you can skip payments for 60 days! Lower your monthly payment or pay off your loan sooner — either way, you'll rake in the savings.
Discounted Auto Refinance Rates as Low as
Refinance with Perks Like:
No cost to refinance
Skip payments for 60 days
Don't Let These Savings Fall Away
If saving money on your auto loan sounds good to you, simply apply online using the promo code DROP. We’ll do the rest. Or if you prefer the personal touch, call us at (800) 649-0193. We’re happy to help!
Offer expires December 31, 2025.
APR (Annual Percentage Rate) as of September 26, 2025. Loan cannot be used to refinance an existing 1st United Credit Union loan. Offer is for a limited time, may be withdrawn at any time, and may not be combined with other offers. Loans are subject to credit approval. Your rate may vary based on creditworthiness, age or value of vehicle, amount financed, and terms and conditions. Add 2% for year models 2018 and older or mileage over 100K. Minimum loan $5,000; proof of insurance required. Refinancing may extend the term of your loan. Interest will continue to accrue during the 60-day no-payment period. Loan payment example: $16.10 per month for each $1,000 borrowed at 4.99% APR for 72 months. Must use promo code DROP. Account must be in good standing.
Auto payments that fit your budget.
Learn what you can afford and how much you can save with our auto loan calculator.
Your loan – personalized!
Whether you're planning your next vacation, staycation, home remodel, or simply want to consolidate debt, we have the financing for you.
Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.It's like having a Credit Union in your pocket
Get Started
Open an account from your couch.
Calculators
Try our interactive online calculators.
Become a Member
Join 1st United Credit Union today!
You’re More Than a Member
We’ve been celebrating our members and communities in the Bay Area since 1932.