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0% APR for six months
on purchases & balance transfers
At 1st United Credit Union, we believe that managing your money shouldn't be complicated. That's why we've designed our Visa Platinum Card with simplicity in mind. Unlike other credit card companies, our card features a low rate, no annual fee and no hidden fees—simply a great value.
Here's why our card leads the pack in easy money management:
- 0% APR for six months on purchases and balance transfers
- Rates as low as 9.90% APR thereafter
- No annual fee
- No over limit fee
- Free fraud text alerts
- Free eDocuments
- Free FICO® Score
- Low cost debt protection plans
Earn more with Rewards
If you'd rather earn rewards, you can choose our Visa Platinum Rewards Card, where each dollar you spend earns you a point to redeem for airfare, hotel stays, brand name merchandise—even cash. Better yet, we'll give you 5,000 bonus points after your first use.
Apply online now, stop by a branch or call our Lending Center at (800) 649-0193.
APR (Annual Percentage Rate) as of December 1, 2017, is 0% on purchases and balance transfers for six months, then reverts to a variable rate tied to the Prime rate, is based on credit worthiness, and is subject to change. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in U.S. Dollars. Loans are subject to credit approval. You must accumulate 7,500 points prior to initial redemption. Cash advances, balance transfer and existing Visa Platinum upgrade balances do not qualify to earn points. 5,000 bonus points credited after first use. Program is subject to Terms and Conditions. View our full Visa disclosure. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.