Local Banking at 1st United Credit Union

Hello Again, Oakland

Better Banking Is Here

We've given our Oakland branch a fresh new look—and we're celebrating with exclusive offers to help you save.

Oakland Branch

6300 College Avenue
Oakland, CA 94618

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Open an Account

Celebrate With These Limited-Time Offers:

$200
Checking Bonus

Open a checking account with promo code OAKLAND, and use your debit card to make 10 purchases of $10 or more.

4.00% APY
Certificate Special

Save and earn more with this 11-month certificate special.
(Only available at the Oakland branch)

Visa Platinum Credit Cards
As Low As 6.90% APR

Open a new Visa Platinum card and enjoy introductory rates as low as 6.90% APR for 12 months.

$100 Off Estate Planning

Enjoy $100 off wills, trusts, and powers of attorney through Legal Karma using promo code OAKLAND.

$200 Bonus Checking Offer: Offer not available to existing or additional 1st United checking accounts. We reserve the right to retain incentive if checking account is closed within six months. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Members age 17 and under require an adult joint owner. Earn $200 when you 1) open a new checking account using promotional code OAKLAND; 2) make ten (10) signature or personal identification number (PIN) purchases of at least $10 each with debit card within 60 days of account opening. Offer is subject to change or withdrawal at any time. Incentive will be credited on the 10th of the following month after all requirements are fulfilled. Certificate Offer: APY (Annual Percentage Yield) as of August 4, 2025, can only be opened at the Oakland branch, is for a limited time only, and is subject to change or withdrawal at any time. Add-ons are limited to $10,000 through the duration of the certificate. A penalty will be charged for early withdrawal of principal balance. Dividends will be compounded and credited monthly and at maturity, and are paid monthly based on average daily balance. Balances are capped at $2,000,000 per certificate type, plus dividends. 11-month certificates roll into a 12-month certificate upon maturity. Introductory Visa Offer: APR (Annual Percentage Rate) as of July 1, 2025, is a fixed introductory rate, is as low as 6.90% for 12 months on purchases and balance transfers made through September 30, 2025, then reverts to the standard variable rate tied to the Prime rate, currently 12.90%–22.90% for Visa Platinum and 13.90%–23.90% for Visa Platinum Rewards, is based on credit worthiness, and is subject to change. Offer may be withdrawn at any time and cannot be used to pay any 1st United loan or line of credit obligation. Account must be in good standing. Offer does not apply to Visa Platinum share secured cards. Promotional rate reverts back to the standard rate if a payment is late or missed. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. Loans are subject to credit approval. Cash advances, balance transfers, and existing Visa Platinum upgrade balances do not qualify to earn points. Cannot be combined with any other offer. Program is subject to Terms and Conditions. Click to view the full Visa disclosure (PDF 405kb). $100 Off Estate Planning Offer: $100 off wills, trusts, and powers of attorney through Legal Karma using promotional code OAKLAND. Learn more about Legal Karma.