What is Early Payday?
Tagged as: Banking Basics, Credit Union Difference
Get Paid Sooner With Early Payday
You don't have to wait until payday to have access to your money. As a 1st United member, you can receive your direct deposit up to two days early with Early Payday. There's no cost and no enrollment to get started. Early Payday is automatically included with your 1st United account when you sign up for direct deposit. If you already have direct deposit, you're all set!
Benefits of Direct Deposit
Having early direct deposit can help you:
- Skip a trip to the bank since your paycheck will go directly into your account. Plus, up to two days early.
- Have faster access to your funds typically sooner than depositing a paper check.
- Get a head start on enjoying your hard-earned money.
How it works:
- Set up direct deposit: Make sure your employer or benefits provider sends your direct deposit to your 1st United account. You'll need to provide your account number and routing number (321174000). You can find your account number in online or mobile banking or you can ask a member service representative by calling us at (800) 649-0193. Here's more about how to sign up for direct deposit. If you don't have a checking account with us, you can open an account online.
- Get paid early: When we receive word that your money is on its way, we credit your account immediately. It's that simple!
At 1st United, we believe in making your banking experience simple and easy. With Early Payday, you'll experience the convenience of accessing your money sooner, so you can spend more time enjoying the things that matter most.
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Funds will be made available when payor submits payment information and it is processed by 1st United. If payor does not send the payment, we reserve the right to recover amount we credited early. There is no guarantee that direct deposit will be made available early. Subject to system limitations.