Simpler. Faster. Friendlier.

It doesn’t get more friendly and welcoming than 1st United Credit Union. We are the approachable, down-to-earth financial institution that you can relate to. We believe in local, neighborly banking and hope you will too.

Here are some of the ways we lead the pack:

We’re your neighbor.

We believe that being a good neighbor is at the heart of what we do. We celebrate our community by investing time and money where our members live, work and play. We are committed to the spirit of volunteerism, including financial literacy, our local schools and the financial future of families in our community.

We’re looking to the future.

We get that you’re busy. We believe that technology helps us deliver our members a simpler, faster and friendlier banking experience. That’s why we invest in new technologies like online banking, mobile banking and state-of-the-art in-branch equipment. If there’s a valuable technology coming to the banking industry, we’re committed to delivering it to our members.

We’re dedicated and principled.

We hold ourselves to the credit union philosophy of not-for-profit banking. Expect total professionalism, full transparency, and the highest ethical standards, all delivered with an unpretentious style. Our staff’s consultative approach encourages members to sit down with us to chat about saving and managing their money. We even provide one-on-one help with online banking, mobile banking and ATMs. Your trust means everything to us and we work to earn it every day.

We’ve been thriving in the San Francisco East Bay Area since 1932. That’s a lot of years – and we look forward to many more. Membership is open to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings counties in California.

With several 1st United Credit Union branches, you can conveniently find us in your neighborhood including Alameda, Berkeley, Castro Valley, Fremont, Hayward, LivermoreOakland, Pleasanton, and San Leandro.

If you’re looking for a fast, tech-savvy experience without sacrificing personal one-on-one service, we think we’re the perfect fit for you.


  • Our Success Is Your Success

    1st United Credit Union is the first and oldest credit union in the Bay Area. For over 85 years, we have worked towards our mission of providing simpler, faster, and friendlier financial products and services. This effort does not stop with great products - we also celebrate and support the people of our community. Here are some of the wonderful accomplishments we have achieved in the past year.

    Infographic displaying recent results. To view in pdf format, download our annual report by visiting

  • The Credit Union Difference

    When you walk into one of our branches or call our Member Contact Center, you may not notice that 1st United Credit Union differs from a bank. We both provide a wide range of financial products and services. But the similarities end there. Here's more on the difference between credit unions and banks: