Referred memberships with qualified accounts opened by June 30, 2022 will receive incentive credited to their savings account. Offer is for a limited-time only and may be removed at any time. Referred member must provide their promo code to a member service representative or in the “Promo Code” section of our online membership application to receive the incentive. Referring members must be in good standing. The incentive will be credited to both the referring and referred member by July 10, 2022. We reserve the right to retain incentive if account is closed within six months. Not valid where prohibited by law. Cannot be combined with any other offer. Qualifying accounts include: Checking accounts, Loans, Visa® Platinum cards, Certificates, and Youth accounts. Membership is available to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, and Kings Counties.