• Join Us

    It's easy to join 1st United using our online application or by visiting one of our branches. 1st United Credit Union membership is open to:

    • Anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties, California
    • Any immediate family member of a current primary member related by blood or marriage, including living or not living in the same household

    Even if you don't meet any of these qualifications, you are still eligible to join if you are a member of any one of our many Select Employee Groups (SEGs). A SEG is a company, department, or building designated as an eligible membership group. Call our Member Contact Center at (800) 649-0193 to see if your employer is eligible.

    Join Us

  • Why 1st United Credit Union?

    1st United has been providing affordable financial services to the Bay Area since 1932. In fact, we were one of the first credit unions in California. We believe in the value of local banking, simple products and keeping up with our tech-savvy members.  If you meet our eligibility requirements and are looking for a local, simple, tech-forward financial institution, we could be a fit for you.

  • Still not sure about the difference between banks and credit unions?

    Credit Unions are not-for-profit financial institutions. That means that unlike banks, we don't have to pay stockholders. In fact, our board of directors are volunteers and are elected by you to make sure that we're serving your best interests. That's how you'll know that you're always receiving best of breed, low-rate loans, high-yield savings and investment options and low- or no-cost fees.