Offer not available to existing 1st United checking accounts. Incentive payouts are limited to one per product type per member. We reserve the right to retain incentive if checking account is closed. Checking account and debit card establishment are subject to credit approval. Members age 17 and under require an adult joint owner. To receive the $200 incentive: 1) open new checking account using promotional code HACIENDA; 2) activate and make ten (10) signature or PIN purchases of $10 or more with your debit card within 60 days of account opening. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer is for a limited time only and is subject to change or withdrawal at any time. Incentive will be credited after all requirements are fulfilled. 1st United membership is required and established by opening a savings account. Membership is available to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties. Federally insured by NCUA.