October 24, 2019

We get it. Life is busy. And scheduling a loan or credit card payment isn’t always on the calendar. If you’re looking for a way to simplify paying your auto loan, personal loan, credit card payment, or mortgage with 1st United, you may want to consider Auto Pay. It’s the set-it and forget-it approach to managing your finances and will help you to never miss a payment again.

Set it and forget it

When you set up auto pay, you authorize the Credit Union to debit your checking or savings account and apply those funds to your loan or credit card. At 1st United, you can make this request using our Automated Payment Transfer Authorization form by logging into your account and selecting Make a Payment > Automated Payment from the main menu. On the form, you can specify if the payment should come from your 1st United checking or savings, or an account at another financial institution. You can also specify what day of the month you’d like the transfer to take place.

Auto pay advantages

One of the greatest advantages to setting up auto pay is that you’ll have a better chance of minimizing late payments which could result in fees. But you’ll want to be sure you always have the correct amount of funds available in your account on the day you scheduled your auto pay to occur, of course. Keeping a ledger or writing down your auto pay due dates will help you to remember those amounts.

Another advantage is that you’ll save time – you won’t have to make a payment, write a check, or drop it in the mail. 

Get started

Simple fill out and submit the Automated Payment Transfer Authorization form by logging into your account and selecting Make a Payment > Automated Payment and you’ll be on your way to worry-free payments. If you need assistance, we’re happy to help. Call us at (800) 649-0193 or stop by a branch.