November 3, 2016

A common misconception consumers have about local credit unions is that they have a limited number of ATMs. This is not the case, however. 1st United, for example, is part of a shared credit union network that offers more ATMs than any other bank! So even if you’re traveling out of the area, you won’t be charged a fee to access your money.

Our partnership with other credit unions and the CO-OP ATM network gives our members free access to more than 30,000 ATMs nationwide, including those located at most other credit unions, Costco, and even 7-Eleven. It’s just one of the benefits of being a member of a local credit union.

Surcharge-free ATM example.  Details in text below.
More surcharge-free ATMs than just about any bank, anywhere.  There are 30,000 CO-OP ATMs coast to coast, 16,000 B of A  ATMs, 15,500 Chase ATMs, 13,000 Wells
Fargo ATMs, 9,000 PNC ATMs, 4,954 US Bank ATMs.  


Look for the Symbol

The CO-OP logo on the back of your 1st United debit or credit card means you can use any CO-OP ATM. ATMs with the logo won’t charge you a fee.

Deposits, Too

Co-OP ATMs aren’t just for making withdrawals. At over 9,000 of these convenient ATMs, 1st United members can make deposits. At many you can even check your account balances and transfer money between accounts.

Find a CO-OP ATM

It’s simple for 1st United members to find CO-OP ATMs. Visit our website at or click ATMs from your mobile app to search for one near you. Or call us, we’re happy to help.

We hope you enjoy the convenience of the CO-OP Network.