Youth Certificate Special

Make Saving the Best Gift Under the Tree
This holiday season, skip the wrapping paper and give the young saver in your life something that lasts. With a 10.00% APY Youth Certificate from 1st United, you can help them get a head start on their financial future while watching their savings grow. It's the perfect way to make the season merry—and meaningful.Limited-Time 10-Month Youth Certificate Special at
10.00% APY
Features to Brighten Their Future:
Add-On Funds
Add up to the $1,000 maximum balance through the duration of the certificate
 Add up to the $1,000 maximum balance through the duration of the certificate
Interest Withdrawal
Withdraw your interest penalty-free at any time
Whether it's for your child, grandchild, or favorite young saver, this is one gift they'll truly grow into. Open an account online today or stop by any of our branches. We'd love to see you.
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APY (Annual Percentage Yield) as of November 1, 2025 and is subject to change. Youth Certificate Special: Only available to members age 17 and under, is limited to one per member, and is limited to a maximum of $1,000, plus dividends. Allows a penalty-free withdrawal of your interest at any time. A penalty will be charged for early withdrawal of principal balance. Dividends will be compounded and credited monthly and at maturity, and are paid monthly based on average daily balance. 10-month certificate rolls into a 12-month certificate upon maturity. Membership is required and established by opening a youth savings account.
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