Give Your Grad the Gift of Financial Success
Celebrate your Grad with a Free Checking Account, Plus $100
Graduation isn't just a celebration – it's the start of financial independence. Help your grad take control with tools to manage their money confidently. Our free checking account comes with all the modern features they need, plus a $100 bonus to get started.
Your graduate can earn $100 when they open a new checking account usingpromo code SMART by July 31, 2025.
Smart Tools for a Smart Start:
Mobile Banking Made Easy
Bank from anywhere, anytime.
No Monthly Fees, No Hassle
Simple, stress-free banking.
Automatic Allowance Transfers
Seamlessly move money from your account to theirs.
Checking for All Life's Stages
Rewards Checking
Great for those who want to earn interest and credit card rewards points.
- No monthly fee
- Earns dividends and up to double Visa Platinum Rewards points
Free Checking
The no-fuss way to manage your money.
- No monthly fee
- No minimum balance requirement
Your Free Checking Account Comes With:
Ready to Get Started?Use promo code SMART to earn $100.
Convenient Mobile Banking App
Access your accounts, move money, and make payments – all from within our user-friendly mobile app.
It's like having a Credit Union in your pocket
*Offer not available to current or past 1st United checking account holders. Limited to one incentive per primary member, per product type. We reserve the right to retain incentive if checking account is closed. Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Members age 17 and under require an adult joint owner. Rewards Checking Account: Only available for members 18 and older. Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Click here for current rates. No monthly fee, but other fees may reduce earnings. Rewards Bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. Earn $100 when you open a new checking account using promotional code SMART by July 31, 2025. Offer is subject to change or withdrawal at any time. Incentive will be credited on the 10th of the following month the account was opened. Offer expires July 31, 2025 and is subject to change or withdrawal at any time. Cannot be combined with any other offer. Membership is available to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, and Kings Counties. Insured by NCUA. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
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