Limited-Time Home Loan Offer
Over $1,000 Off Closing Costs

Open the Door to More

Get over $1,000 toward closing costs with a mortgage loan

Whether you're planning a home purchase, a refinance, or what's next for your home, now is a great time to make your move. For a limited time, receive over $1,000 toward eligible closing costs with a mortgage loan from 1st United. With competitive rates, personalized service, and a local team by your side, we’re here to help you move forward.

We're Your Home Lending Neighbor!

15-Year Fixed Mortgage
Rates as Low as
6.125% | 6.200% APR

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Why Finance Your Home Loan with 1st United?

Competitive Fixed Rates

Keep your payments affordable

Get Over $1,000

Toward eligible closing costs

Local Service

Guidance from a team you can trust

Access the rates, guidance, and local support you need to move forward with confidence.

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APRs (Annual Percentage Rate) as of July 29, 2026. 1st United CU membership required to obtain credit. All loans subject to credit approval. Featured rates available as of July 29, 2026. Rates offered to approved applicants may be higher. Available rates and terms subject to change without notice. Loan closing cost credit available on approved applications received from August 1, 2026 through October 31, 2026 for 15- and 30-year loans secured by first lien on California owner-occupied residence. Offer excludes refinancing of existing 1st United mortgage loans. Loan must close within 30 days of the application date to qualify. Property eligibility restrictions apply; ask for details. Closing cost credit will not exceed the lesser of estimated closing costs (excluding appraisal cost) or $1,175. Applicant must pay separately for full appraisal. 15-year loan payment sample: $427.35 per month for each $50,000 borrowed at 6.200% APR for 15 years. 30-year loan payment sample: $321.78 per month for each $50,000 borrowed at 6.674% APR for 30 years. Sample payments exclude impound items such as property tax and insurance; total monthly housing payment obligation will be higher.
Equal Housing Lender. NMLS# 594075.