Auto Refinance Special Offer
A Better Auto Loan May Be Closer Than You Think
A simple switch could help you save.
Hey, neighbor! If you're paying more than you'd like on your car loan, we're here to help.
Bring your auto loan from another lender to 1st United and see if refinancing could help lower your rate or monthly payment. For a limited time, take advantage of discounted auto loan refinance rates as low as 4.99% APR—plus no payments for 60 days.
Discounted Auto Refinance Rates as Low as
More Reasons to Make the Switch:
No cost to refinance
Local, personalized service from your neighborhood Credit Union
Make the Switch Today
Apply online in minutes using promo code LOCALREFI. Or, if you prefer the personal touch, call us at (800) 649-0193. We’re happy to help.
But hurry! This offer is for a limited time only.
APR (Annual Percentage Rate) as of September 1, 2026. Must use promo code LOCALREFI. Loan cannot be used to refinance an existing 1st United Credit Union loan. Offer is for a limited time, may be withdrawn at any time, and may not be combined with other offers. Loans are subject to credit approval. Your rate may vary based on creditworthiness, age or value of vehicle, amount financed, and terms and conditions. Add 2% for year models 2019 and older or mileage over 100K. Minimum loan amount is $5,000. Proof of insurance required. Refinancing may extend the term of your loan. Interest will continue to accrue during the 60-day no-payment period. Loan payment example: $16.10 per month for each $1,000 borrowed at 4.99% APR for 72 months. Account must be in good standing. Membership eligibility required.
Auto payments that fit your budget.
Learn what you can afford and how much you can save with our auto loan calculator.
Your loan – personalized!
Whether you're planning your next vacation, staycation, home remodel, or simply want to consolidate debt, we have the financing for you.
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Access your accounts, move money, and make payments – all from within our user-friendly mobile app.It's like having a Credit Union in your pocket
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Calculators
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Join 1st United Credit Union today!
The financial success of our community is our priority.
At 1st United Credit Union, our mission is to ensure you have the products, tools, and resources to achieve your financial goals. That’s part of the credit union difference.