2020 Trends: Loan Refinancing

Record low interest rates have led to a surge of auto and mortgage loan refinances.

The Real Cost to Refinance Your Mortgage

Determine if refinancing is a solution for you.

Is Now a Good Time to Refinance My Mortgage?

Interest rates remain low, which typically makes it is less expensive to borrow money or finance large purchases, such as cars and houses.

Envisioning your future, going to open houses and choosing paint colors is the fun part of buying a home. The paperwork? Not so much.

That’s why we’ve simplified the process to take the hassle out of purchasing a home. Using our unique online mortgage experience, you can receive a loan decision, upload your required documents and communicate one-on-one with our team. Our real estate experts will take it from there.

Here’s more about what we offer:

  • Fixed- and adjustable-rate options
  • No points
  • Conforming and jumbo loan options
  • FHA loans, reverse mortgages and VA loans
  • First-time home buyer programs
  • Online application

Choose the loan that's right for you.  Or, feel free to call us at (800) 649-0193 to talk with one of our friendly real estate loan specialists. 

Apply online View rates

Let's Talk FHA

If you’re interested in buying or refinancing a home but find that a conventional mortgage loan isn’t a fit for you, an FHA loan may be an option.

Protect Yourself from Mortgage Wire Fraud

Fraud schemes continue to evolve and now they are targeting homebuyers.

Choosing Between a Home Equity Loan or Line of Credit

Use your home's equity for a major expense with a loan or line of credit.

Baby Steps to Better Credit

If your credit report or credit score aren’t working in your favor, now’s the time to take action.

Mortgage Rates

Primary Residence

Conforming Loans $50,000 to $510,400 with no points

Home Equity Rates

Type Term APR
Home Equity Loan Up to 10 Years 4.740% APR
Home Equity Loan Up to 15 Years 5.240% APR