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Navigating Today's Rate Environment

Learn how rate changes could affect you.

5 FICO Score Myths

Understanding FICO® Scores is key to building good credit.

Time to Check Your Credit Report

Monitoring a credit report is like a health checkup – but for your finances.

Baby Steps to Better Credit

If your credit report or credit score aren’t working in your favor, now’s the time to take action.

Personal Loan Rates

Type APR
Personal Line of Credit 12.40% APR
Personal Loan 9.90% APR

Credit Card Rates

Type APR
Visa Platinum 10.15% APR
Visa Platinum Rewards 11.15% APR

Free FICO® Score for members

Your FICO® Score is a great way to understand your credit. That's why we offer this valuable information to 1st United members – free! 

Each quarter, 1st United members have access to their FICO® Score along with the following:

  • Free access to their FICO® Score
  • Key factors that affected their FICO® Score
  • Educational content on FICO® Scores and more

How to view your FICO® Score

FICO® Scores can be viewed on your quarter-end statement or by signing in to online or mobile banking and clicking Statements & Notices from the main menu.

FICO® Score education

Understanding Your Credit Report

What is a FICO® Score?

What Goes Into FICO® Scores?

How Lenders Use FICO® Scores

Frequently asked questions about FICO® Scores

Credit 101: What Makes Up a Credit Score

Learn the five key categories that make up your credit score.