Rewards checking takes the cake

Rewards Checking Takes the Cake!

Earn interest, up to double Visa Platinum Rewards points, and receive our lowest auto loan rates

Interest, double points, and our lowest auto loan rates... PLUS, get $200

Have your cake and eat it too. Here's how:
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Earn interest on your Rewards Checking balance when you make 15+ purchases a month with your debit or credit card 
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Earn interest and up to double credit card points when you add a Visa Platinum Rewards card and make 15+ debit and credit card purchases.
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Plus, receive a bonus 0.25% APR discount on an auto loan.

We're sweetening the deal

Plus $200

GET $200

Open a Rewards checking account using promo code SWEETER by September 30, 2021, use your debit card to make 15 purchases within sixty days of account opening and we'll give you $200.

Ready to get started?

Open a Rewards Checking Account
Promo Code: SWEETER

Decadent checking details:

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No monthly fee
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No minimum balance requirement

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Access your account from anywhere with free online and mobile banking
Money moving forward
Free online bill pay
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Free ATM access at 30,000+ ATMs nationwide

We care about your financial health

Still deciding whether 1st United is the Credit Union for you? We’re here to answer your questions.

Contact us

Pleasanton, CA Branch
Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency. Interest is paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month. All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Click here for current rates. No monthly fee, but other fees may reduce earnings. Rewards Checking only available for members 18 and older. Rewards bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) on their Rewards points earned within the month if they perform 30+ combined debit and/or credit card purchase transactions. Bonus will be credited in the subsequent Visa cycle. Cannot be combined with any other offer. $200 incentive qualification: Open a new Rewards Checking account using promotional code SWEETER by September 30, 2021 and use your debit card to make a purchase 15 times within the first 60 days of account opening. Incentive will be credited by the next business day after all requirements are fulfilled. Current 1st United members do not qualify for the $200 incentive. Loans are subject to credit approval. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in United States dollars (USD) and may be assessed on purchases or online purchases made in the United States if the merchant is in a foreign country. View our full Visa disclosure. Auto rate discount may be modified or withdrawn at any time. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Insured by NCUA.