Open a new Visa Platinum card and get 0% APR for 12 months on purchases and balance transfers

More Happy in Your Holidays: Visa Platinum: 0% APR for 12 months on purchases and balance transfers. As low as 10.40% APR. No annual fee. One low rate for purchases, balance transfers and cash advances. Free FICO score. Visa Platinum Rewards: All of the benefits above, plus: As low as 11.40% APR. Earn one rewards point for every dollar you spend. 5,000 bonus points after first use.

The holidays are almost here and we’ve got a special deal you can cozy up to all season long. Open a new Visa Platinum credit card using promo code OHJOY and get 0% for 12 months on your purchases and balance transfers made through December 31, 2019. Let us help you kick up your slippers this holiday season with a low rate, no annual fee and no hidden fees.

Bundle up with rewards
Keep warm this season with our Visa Platinum Rewards credit card. Each dollar you spend earns you one point to redeem for airfare, hotel stays, brand name merchandise—even cash. Better yet, we’ll add 5,000 bonus points to your account after your first use.

Apply online and use promo code OHJOY 

If you prefer the personal touch, simply call us at (800) 649-0193 or visit a branch near you.

Apply Online

Promo Code: OHJOY

APR (Annual Percentage Rate) as of October 1, 2019 is 0% for 12 months on purchases and balance transfers made through December 31, 2019, then reverts to a variable rate tied to the Prime rate, currently 10.40%–20.40% for Visa Platinum and 11.40%–21.40% for Visa Platinum Rewards, is based on credit worthiness, and is subject to change. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in U.S. dollars. Loans are subject to credit approval. Cash advances, balance transfers and existing Visa Platinum upgrade balances do not qualify to earn points. Program is subject to Terms and Conditions. Click to view the full Visa disclosure. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.