July 31, 2019

Capital One recently experienced a data breach which has potentially impacted 100 million individuals. As a consumer and a member of the Credit Union, we want you to be aware of this situation, in the event you have a Capital One account.

About the Breach

Capital One has created a website at https://www.capitalone.com/facts2019 where consumers can find out more about the situation. Capital One says they will notify affected individuals through a variety of channels and will make free credit monitoring and identity protection available to everyone affected.

Protect Your Information

1st United takes security very seriously and makes the proper investments in both technology and resources to ensure the safety of our member’s data.Here are three additional ways you can protect your information:

  1. Monitor your credit report at least once per year from each of the three credit bureaus – Equifax, Experian, and Transunion. It’s free to do and checking your report does not impact your credit score. LEARN HOW >
  2. Enroll in a credit monitoring service that identifies if your information has been breached or appears on the dark web. 1st United offers members several affordable options. There are many others available out there, too.
  3. Freeze all three of your credit reports. This prevents someone who has your social security number from getting a loan or credit card. Just remember, if you freeze your account, you’ll need to remember to release the freeze when you want to apply for credit. Contact each of the credit bureaus for more information – Equifax, Experian, and Transunion.

If you have questions, please feel free to contact us.