Whether you're in the market to buy a home or are looking to improve your current one, 1st United can help.

Time To Move

Withour unique online mortgage experience, you can receive a loan decision, upload your required documents online and communicate one-on-one with our team. We offer:

  • 15- and 30-year terms
  • Adjustable-rate loans
  • Conforming and jumbo loans
  • Convenient online application
  • Mortgage rates change daily, call for a quote
  • Calculate a payment now

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Time To Improve

If it's time to tackle that next project, the equity in your home can help. A home equity line of credit can be used for home improvements, tuition, income taxes, debt consolidation—anything you wish. We offer:

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APR (Annual Percentage Rate) is variable and is based on the Prime Rate plus the applicable margin, may adjust monthly and is subject to change. Your rate may vary based on creditworthiness, amount financed and other additional terms and conditions. Best rate quoted for primary residence. Fees may apply for loan amounts over $100k on primary residence. Rental property rates available. California properties only. No points, no fees and no closing costs applies to loans with a minimum loan amount of $10,000 and maximum loan amount of $100,000 for primary residences, $75,000 for rental, second or investment homes. Actual costs apply for loans up to $500,000 for primary residences; $100,000 for rental, second or investment homes. Loan-to-value up to 80% for primary homes and up to 70% for rental, second or investment homes. Loans are subject to credit approval. Offer not valid to refinance existing 1st United CU loans. Lifetime cap is 6.00% plus the initial rate. Payments based on 1% of the outstanding balance.