The gift that keeps on giving.
4.65% APR for two years

The holidays are almost here and we’ve got a special deal you can enjoy long after the season is over. Open a new Visa Platinum or Visa Platinum Rewards credit card using promo code GIFT and get 4.65% for two years on your purchases and balance transfers made through December 31, 2020. Let us help you get into the spirit of giving with a low rate, no annual fee, and no balance transfer fee.

Choose from Visa Platinum or Visa Platinum Rewards:

  • 4.65% APR for two years on purchases and balance transfers
  • Current regular APR as low as 8.65% for Visa Platinum
  • Current regular APR as low as 9.65% for Visa Platinum Rewards
  • No annual fee
  • One low rate for purchases, balance transfers and cash advances
  • Visa Platinum Rewards only – Earn one rewards point for every dollar you spend and get 2,500 bonus points added to your account after your first use

Get more with rewards
Get rewarded with our Visa Platinum Rewards credit card. Each dollar you spend earns you one point to redeem for airfare, hotel stays, brand name merchandise—even cash. Better yet, we’ll gift 2,500 bonus points to your account after your first use.

Wrap it up

It's easy to get started.

Apply online and use promo code GIFT 

If you prefer the personal touch, simply call us at (800) 649-0193 or visit a branch near you.

Apply Online

Promo Code: GIFT

APR (Annual Percentage Rate) as of October 1, 2020 is 4.65% for 24 months on purchases and balance transfers made through December 31, 2020, then reverts to a variable rate tied to the Prime rate, currently 8.65%–18.65% for Visa Platinum and 9.65%–19.65% for Visa Platinum Rewards, is based on credit worthiness, and is subject to change. All 1st United credit cards require consent to recovery of delinquent balances from Credit Union shares. Foreign transaction fees are 2.00% of each transaction in U.S. dollars. Loans are subject to credit approval. Cash advances, balance transfers and existing Visa Platinum upgrade balances do not qualify to earn points. Cannot be combined with any other offer. Program is subject to Terms and Conditions. Click to view the full Visa disclosure. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.