Open. Deposit. Save.

Simpler Account

At 1st United Credit Union, we believe managing your money doesn’t have to be complicated. That’s why we’ve simplified our checking account and packed it full of “free”s and “no”s. Things like:

  • No monthly fee
  • No minimum balance requirement
  • No direct deposit requirement
  • Free FICO® Score
  • Free online and mobile banking
  • Free bill pay
  • Free ATM access at 30,000 ATMs

Faster Account Opening

But we didn’t stop there. We’ve made it faster to open your account, too – online and in-branch.

Friendlier Banking

If you’re ready to simplify, apply online or stop by any of our East Bay branches. Our friendly staff is ready to assist you.

And for a limited time when you open
simpler checking and use it, we’ll pay you $100.

Simply open the account using promo code CKG2018, set up direct deposit, and use your debit card. That’s it.

For more information, stop by a branch or call us at (800) 649-0193.


Apply online and use promo code CKG2018 to receive your bonus. If you prefer the personal touch, simply call us at (800) 649-0193 or visit your neighborhood branch.

Not a member? No problem. Membership is open to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties. 

Promo Code:  CKG2018
Offer Expires December 31, 2018


Offer not available to existing 1st United checking accounts. Checking account and debit card establishment are subject to credit approval. Members age 12-15 require an adult joint owner. To receive $100 incentive: 1) open new checking account using promotional code CKG2018; 2) establish a qualifying direct deposit of $500 or more within 60 days of account opening; 3) activate and make a signature or PIN purchase with debit card within 60 days of account opening. A qualifying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer expires December 31, 2018 and is subject to change or withdrawal at any time. Incentive will be credited after all requirements are fulfilled. 1st United membership is required and established by opening a savings account. Membership is available to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties. Federally insured by NCUA.