Open a checking account - we'll give you $100.

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At 1st United Credit Union, we believe managing your money doesn’t have to be complicated. That’s why we’ve simplified our checking account and packed it full of “free”s and “no”s. Things like:

  • No monthly fee
  • No minimum balance requirement
  • No direct deposit requirement
  • Free FICO® Score
  • Free online and mobile banking
  • Free bill pay
  • Free ATM access at 30,000 ATMs

Receive $100

But we didn’t stop there. When you open a checking account and use it, we'll pay you $100. Just use the promo code CHECKING, set up direct deposit, and use your debit card. That's it.

Friendlier Banking

Since you live in the neighborhood, you’re eligible to open an account with us! If you’re ready to simplify, apply online or visit us at any of our East Bay branches, including:

6300 College Avenue, Suite 110, Oakland and 2175 Milvia Street, Berkeley


Simply open the account using promo code CHECKING, set up direct deposit, and use your debit card. That’s it. Apply online now or if you prefer the personal touch, simply call us at (800) 649-0193 or visit your neighborhood branch.

Promo Code: CHECKING

Offer Expires February 15, 2018


Offer available to new and/or reestablished checking accounts. Checking account and debit card establishment are subject to credit approval. Members age 12-15 require an adult joint owner. $100 incentive: 1) open new checking account using promotional code CHECKING; 2) establish a qualifying direct deposit of $500 or more within 60 days; 3) activate and use your debit card to make a purchase within 60 days. Offer expires February 15, 2018 and is subject to change or withdrawal at any time. Incentive will be credited at the end of the month after all requirements are fulfilled. For full details, visit 1stunitedcu.org/checking100. 1st United membership is required and is available to anyone who lives, works or attends school in Alameda or Contra Costa County, CA.