August 16, 2019

Recently, Equifax agreed to a global settlement of up to $425 million to help people affected by a data breach that occurred in 2017. The FTC set up a website where consumers can file a claim as well as determine if their information was exposed. Since announcing the settlement, scammers have created phony websites, sent phishing emails and are making fake phone calls about the settlement with the goal of stealing your information. 

HOW TO PROTECT YOURSELF

Check the URL – The published website to file an Equifax settlement claim is https://ftc.gov/equifax. That link redirects you to https://equifaxbreachsettlement.com. Both URLs are correct. If you land on any other website, you should exit immediately and go back to the FTC website as the official source of information.

Email – Be cautious of fake emails. If you receive one about the Equifax scam, do not click on any links. Delete it and instead visit the FTC website – everything you need to know is on that site.

Phone  –  Equifax and the FTC are not calling people about the settlement – they instruct you to visit the FTC website to file a claim. If you receive a call, it’s likely a scam. Additionally, if anyone instructs you to pay to file an Equifax settlement claim, it’s a scam.

You should also remember to never provide your social security number, account numbers, or any personal information to anyone over the phone or on the internet unless you know for certain who it is.  

IF YOU SUSPECT FRAUD

If you think you’ve been a victim of fraud, call us immediately at (800) 649-0193 so we can help to protect your credit union accounts. It’s also a good idea to file a complaint with the Federal Trade Commission and contact your local police department. 

Be sure to share this information with your friends and family so they, too, can protect their information.