April 11, 2019

TAGGED AS: Online & Mobile

No Cash, No Problem

Gone are the days of paying people with cash or checks. With today’s technology, you can pay friends, the babysitter, your hairdresser and just about anyone else using your smartphone. At 1st United, we call this service Pay a Friend and it’s already available to you. Here are five reasons why you should use Pay a Friend.

  1. It’s Easy – Sending money through Pay a Friend is as easy as emailing or texting. All you need is your 1st United debit card and the recipient’s mobile phone number or email address. Simply add your 1st United debit card number and the recipient's contact information in the Move Money > Pay a Friend section of your 1st United mobile app. Your friend will receive an email or text message notifying them that money has been sent with instructions on how to retrieve it. They aren’t required to register for anything – they simply choose to use their debit card or their financial institution's routing number and account number to accept the money.
  2. There’s a History – Unlike paying with cash, Pay a Friend keeps tally of who you paid, how much and when. So if your friend says you never paid them, you have a record that you sent it and that they received it. 
  3. It’s Safer – Both cash and mail can be lost or stolen. Sending money electronically through Pay a Friend is trackable and you receive alerts when the recipient collects the funds, so you know it got there. 
  4. It’s Free – Unlike some payment apps, there is no charge to use Pay a Friend for 1st United members or the recipient. Plus, Pay a Friend is already available to you through your mobile app, so you don’t need to download a second app or register for anything new.
  5. It Can be Used for Anything – You can use Pay a Friend to split the cost at dinner, send money to the grandkids for a birthday gift, pay your rent, give your kids an allowance, and more. Anytime you would use cash or a check, use Pay a Friend instead – it’s that simple.

If you’re not already using our mobile app, try it! Or, you can access Pay a Friend through online banking too.

So next time you make a trip to the ATM to pick up cash to pay someone, give Pay a Friend a try. If you need help, no problem. Check out our how-to video for step-by-step instructions. Or, stop by our branch or call us and we’d be happy to walk you through it.