Beat your rate or 1% cash back. Plus no payments for 90 days!We'll beat your auto loan rate
or give you up to $500

If you have an auto loan with another lender, let us try to save you money with a refinance special.

Your refinance special includes:

  • We'll lower your rate or give you 1% cash back – up to $500
  • No payments for 90 days
  • Low rates
  • Terms up to 72 months

Let us earn your business

Simply apply online using the promo code BETTERRATE and we'll do the rest. If you prefer the personal touch, call (800) 649-0193. We're happy to help.

Hurry, this offer expires February 28, 2021. 

Apply now View Rates

Loans are subject to credit approval. Floor rate may apply. Loan cannot be used to refinance an existing 1st United Credit Union loan.  Your rate may vary based on creditworthiness, age or value of vehicle, amount financed and terms and conditions. Minimum loan $5,000; Proof of insurance required. Proof of current rate required. Refinancing may extend the term of your loan. Interest will continue to accrue during 90-day no-payment period. Loan payment example: $15.19 per month for each $1,000 borrowed at 2.99% APR for 72 months. Beat your rate or 1% cash back offer: Member must refinance an auto loan by February 28, 2021 and select either the lowered rate or the cash back offer. For the cash back offer, we will credit 1% of the loan amount financed with us. Account must be in good standing to receive the incentive. We reserve the right to retain incentive if loan is refinanced or paid off within the first six months. Offer expires within 30 days of receiving this offer, may be withdrawn at any time, and may not be combined with other offers.