Use our mobile app to locate 30,000+ free ATMs nationwideThere's more to your membership...

As a valued member, we want you to know that there's more to your membership. We’re so sure that you’ll appreciate our tech-savvy checking account with personalized service, that we'll pay you $100 to try it. Yes, you heard right.

Simply open the account using the promo code OPEN100, set up a monthly direct deposit of $500 or more, and use your debit card to make a purchase. That's it.

We built our checking account on FREEs and NOs:

  • No monthly fee
  • No minimum balance requirement
  • Free FICO® Score
  • Free online and mobile banking
  • Free bill pay
  • Free ATM access at 30,000 ATMs

It's easy!

Earn $100 in three easy steps, simply:


Open the account by September 30, 2019 using promo code OPEN100. 
Then set up a monthly direct deposit of $500 or more and use your debit card to make a purchase within sixty days of account opening. That’s it. Apply online now or if you prefer the personal touch, simply call us at (800) 649-0193 or visit your neighborhood branch.


Offer expires September 30, 2019, is subject to change or withdrawal at any time and is not available to 1st United members with existing checking accounts. Checking account and debit card issuance are subject to credit approval. Members age 12–15 require an adult joint owner. $100 incentive qualification: 1) open a new checking account using promotional code OPEN100 by September 30, 2019; 2) establish a qualifying monthly direct deposit of $500 or more within 60 days; 3) activate and use your debit card to make a purchase within 60 days. $100 Incentive will be credited by the 10th of the following month after all requirements are fulfilled, beginning October 10, 2019. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.